Call reports 2013
CAPITOL NATIONAL BANK — 2013
What CAPITOL NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,917,000 | 122,999,000 | 117,335,000 | 120,558,000 |
| Total loans | 94,513,000 | 88,954,000 | 82,480,000 | 78,309,000 |
| Allowance for loan losses | 2,175,000 | 1,678,000 | 1,654,000 | 1,501,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,377,000 | 111,260,000 | 105,488,000 | 108,702,000 |
| Interest-bearing deposits | 90,773,000 | 79,629,000 | 75,384,000 | 76,260,000 |
| Noninterest-bearing deposits | 33,604,000 | 31,631,000 | 30,104,000 | 32,442,000 |
| Equity capital | 11,029,000 | 11,248,000 | 11,279,000 | 11,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,683,000 | 4,004,000 | 5,191,000 |
| Interest expense | 205,000 | 347,000 | 460,000 | 570,000 |
| Net interest income | 1,171,000 | 2,336,000 | 3,544,000 | 4,621,000 |
| Noninterest income | 152,000 | 446,000 | 649,000 | 691,000 |
| Noninterest expense | 1,272,000 | 2,511,000 | 3,891,000 | 5,312,000 |
| Provision for loan losses | 8,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 43,000 | 262,000 | 293,000 | -9,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 43,000 | 262,000 | 293,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,021,000 | 11,241,000 | 11,272,000 | 11,294,000 |
| Total capital | 12,199,000 | 12,315,000 | 12,275,000 | 12,241,000 |
| Risk-weighted assets | 93,211,000 | 85,328,000 | 79,579,000 | 75,199,000 |