Call reports 2012
CAPITOL NATIONAL BANK — 2012
What CAPITOL NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,178,000 | 168,677,000 | 160,938,000 | 144,742,000 |
| Total loans | 117,679,000 | 113,340,000 | 104,641,000 | 100,374,000 |
| Allowance for loan losses | 2,874,000 | 2,901,000 | 2,275,000 | 2,126,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,036,000 | 157,412,000 | 149,581,000 | 133,280,000 |
| Interest-bearing deposits | 111,181,000 | 113,384,000 | 106,198,000 | 95,405,000 |
| Noninterest-bearing deposits | 35,855,000 | 44,028,000 | 43,383,000 | 37,875,000 |
| Equity capital | 10,916,000 | 10,928,000 | 11,048,000 | 10,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,408,000 | 5,053,000 | 6,581,000 |
| Interest expense | 231,000 | 450,000 | 655,000 | 841,000 |
| Net interest income | 1,510,000 | 2,958,000 | 4,398,000 | 5,740,000 |
| Noninterest income | 148,000 | 266,000 | 429,000 | 582,000 |
| Noninterest expense | 1,600,000 | 3,153,000 | 4,636,000 | 5,948,000 |
| Provision for loan losses | 2,000 | 3,000 | 3,000 | 4,000 |
| Pretax income | 56,000 | 68,000 | 188,000 | 370,000 |
| Income tax | 0 | 0 | 0 | 323,000 |
| Net income | 56,000 | 68,000 | 188,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,916,000 | 10,928,000 | 11,048,000 | 10,907,000 |
| Total capital | 12,373,000 | 12,334,000 | 12,360,000 | 12,161,000 |
| Risk-weighted assets | 115,122,000 | 111,008,000 | 103,967,000 | 99,416,000 |