Call reports 2010
CAPITOL NATIONAL BANK — 2010
What CAPITOL NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 194,309,000 | 184,547,000 | 171,046,000 | 157,609,000 |
| Total loans | 163,132,000 | 153,460,000 | 146,793,000 | 138,567,000 |
| Allowance for loan losses | 8,300,000 | 9,039,000 | 6,574,000 | 5,976,000 |
| Securities available for sale | 3,008,000 | 3,009,000 | 3,004,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,371,000 | 170,594,000 | 160,263,000 | 146,891,000 |
| Interest-bearing deposits | 165,693,000 | 156,465,000 | 123,994,000 | 115,833,000 |
| Noninterest-bearing deposits | 12,678,000 | 14,129,000 | 36,269,000 | 31,058,000 |
| Equity capital | 12,082,000 | 11,039,000 | 10,507,000 | 10,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,451,000 | 4,691,000 | 6,917,000 | 9,046,000 |
| Interest expense | 508,000 | 971,000 | 1,356,000 | 1,694,000 |
| Net interest income | 1,943,000 | 3,720,000 | 5,561,000 | 7,352,000 |
| Noninterest income | -81,000 | 63,000 | 163,000 | 61,000 |
| Noninterest expense | 1,742,000 | 3,283,000 | 4,755,000 | 6,475,000 |
| Provision for loan losses | 1,270,000 | 2,622,000 | 3,620,000 | 3,620,000 |
| Pretax income | -1,150,000 | -2,122,000 | -2,651,000 | -2,682,000 |
| Income tax | 0 | 71,000 | 71,000 | 71,000 |
| Net income | -1,150,000 | -2,193,000 | -2,722,000 | -2,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,077,000 | 11,033,000 | 10,504,000 | 10,473,000 |
| Total capital | 14,193,000 | 13,016,000 | 12,372,000 | 12,218,000 |
| Risk-weighted assets | 163,081,000 | 151,555,000 | 144,740,000 | 135,332,000 |