Call reports 2009
CAPITOL NATIONAL BANK — 2009
What CAPITOL NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 239,207,000 | 242,496,000 | 226,973,000 | 199,657,000 |
| Total loans | 208,231,000 | 197,282,000 | 182,945,000 | 172,646,000 |
| Allowance for loan losses | 8,948,000 | 8,719,000 | 8,660,000 | 8,070,000 |
| Securities available for sale | 0 | 0 | 0 | 6,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,946,000 | 218,206,000 | 206,399,000 | 182,463,000 |
| Interest-bearing deposits | 200,029,000 | 203,439,000 | 191,755,000 | 167,609,000 |
| Noninterest-bearing deposits | 16,917,000 | 14,767,000 | 14,644,000 | 14,854,000 |
| Equity capital | 18,294,000 | 20,135,000 | 16,573,000 | 13,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,965,000 | 5,927,000 | 8,727,000 | 11,330,000 |
| Interest expense | 924,000 | 1,753,000 | 2,488,000 | 3,100,000 |
| Net interest income | 2,041,000 | 4,174,000 | 6,239,000 | 8,230,000 |
| Noninterest income | 129,000 | 273,000 | 460,000 | -340,000 |
| Noninterest expense | 1,499,000 | 3,155,000 | 4,781,000 | 6,249,000 |
| Provision for loan losses | 2,774,000 | 3,027,000 | 6,785,000 | 9,236,000 |
| Pretax income | -2,103,000 | -1,735,000 | -4,867,000 | -7,595,000 |
| Income tax | -715,000 | -588,000 | -63,000 | 555,000 |
| Net income | -1,388,000 | -1,147,000 | -4,804,000 | -8,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,294,000 | 19,637,000 | 16,573,000 | 13,226,000 |
| Total capital | 20,932,000 | 22,127,000 | 18,933,000 | 15,465,000 |
| Risk-weighted assets | 204,698,000 | 192,951,000 | 182,517,000 | 173,317,000 |