Call reports 2008
CAPITOL NATIONAL BANK — 2008
What CAPITOL NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 237,403,000 | 230,251,000 | 226,669,000 | 246,779,000 |
| Total loans | 213,189,000 | 208,134,000 | 212,944,000 | 213,524,000 |
| Allowance for loan losses | 4,635,000 | 4,408,000 | 6,231,000 | 8,341,000 |
| Securities available for sale | 0 | 0 | 1,588,000 | 1,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,857,000 | 206,592,000 | 204,172,000 | 225,230,000 |
| Interest-bearing deposits | 198,149,000 | 188,348,000 | 185,229,000 | 208,648,000 |
| Noninterest-bearing deposits | 16,708,000 | 18,244,000 | 18,943,000 | 16,582,000 |
| Equity capital | 18,507,000 | 19,527,000 | 18,416,000 | 17,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,804,000 | 7,382,000 | 10,659,000 | 13,897,000 |
| Interest expense | 1,335,000 | 2,454,000 | 3,499,000 | 4,570,000 |
| Net interest income | 2,469,000 | 4,928,000 | 7,160,000 | 9,327,000 |
| Noninterest income | 164,000 | 341,000 | 556,000 | 752,000 |
| Noninterest expense | 1,316,000 | 2,599,000 | 3,985,000 | 5,302,000 |
| Provision for loan losses | 1,445,000 | 1,216,000 | 3,366,000 | 5,920,000 |
| Pretax income | -128,000 | 1,454,000 | 365,000 | -1,143,000 |
| Income tax | -63,000 | 499,000 | 131,000 | -377,000 |
| Net income | -65,000 | 955,000 | 234,000 | -766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,507,000 | 19,527,000 | 18,556,000 | 17,681,000 |
| Total capital | 21,178,000 | 22,101,000 | 21,269,000 | 20,413,000 |
| Risk-weighted assets | 211,751,000 | 204,061,000 | 213,498,000 | 212,955,000 |