Call reports 2007
CAPITOL NATIONAL BANK — 2007
What CAPITOL NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 239,817,000 | 242,084,000 | 218,920,000 | 228,908,000 |
| Total loans | 203,760,000 | 209,465,000 | 200,463,000 | 210,674,000 |
| Allowance for loan losses | 3,217,000 | 3,370,000 | 2,824,000 | 3,421,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,881,000 | 219,223,000 | 196,078,000 | 205,868,000 |
| Interest-bearing deposits | 179,049,000 | 179,025,000 | 159,164,000 | 185,210,000 |
| Noninterest-bearing deposits | 37,832,000 | 40,197,000 | 36,914,000 | 20,658,000 |
| Equity capital | 18,580,000 | 18,722,000 | 18,683,000 | 18,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,376,000 | 8,766,000 | 13,092,000 | 17,218,000 |
| Interest expense | 1,752,000 | 3,442,000 | 5,091,000 | 6,626,000 |
| Net interest income | 2,624,000 | 5,324,000 | 8,001,000 | 10,592,000 |
| Noninterest income | 159,000 | 273,000 | 407,000 | 575,000 |
| Noninterest expense | 1,422,000 | 2,866,000 | 4,411,000 | 5,949,000 |
| Provision for loan losses | 625,000 | 1,017,000 | 1,577,000 | 2,202,000 |
| Pretax income | 736,000 | 1,714,000 | 2,420,000 | 3,016,000 |
| Income tax | 252,000 | 588,000 | 833,000 | 1,040,000 |
| Net income | 484,000 | 1,126,000 | 1,587,000 | 1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,580,000 | 18,722,000 | 18,683,000 | 18,573,000 |
| Total capital | 21,189,000 | 21,387,000 | 21,155,000 | 21,175,000 |
| Risk-weighted assets | 208,086,000 | 212,512,000 | 197,437,000 | 207,361,000 |