Call reports 2006
CAPITOL NATIONAL BANK — 2006
What CAPITOL NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 250,844,000 | 237,350,000 | 233,734,000 | 256,754,000 |
| Total loans | 202,418,000 | 205,844,000 | 199,545,000 | 210,696,000 |
| Allowance for loan losses | 3,440,000 | 3,144,000 | 3,274,000 | 2,833,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,980,000 | 213,893,000 | 210,452,000 | 230,537,000 |
| Interest-bearing deposits | 178,505,000 | 164,446,000 | 171,315,000 | 178,932,000 |
| Noninterest-bearing deposits | 48,475,000 | 49,447,000 | 39,137,000 | 51,604,000 |
| Equity capital | 19,094,000 | 19,083,000 | 18,820,000 | 18,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,523,000 | 12,844,000 | 17,127,000 |
| Interest expense | 1,412,000 | 2,953,000 | 4,456,000 | 6,111,000 |
| Net interest income | 2,750,000 | 5,570,000 | 8,388,000 | 11,016,000 |
| Noninterest income | 119,000 | 188,000 | 283,000 | 403,000 |
| Noninterest expense | 1,420,000 | 2,808,000 | 4,183,000 | 5,473,000 |
| Provision for loan losses | 270,000 | 570,000 | 1,295,000 | 1,569,000 |
| Pretax income | 1,179,000 | 2,380,000 | 3,193,000 | 4,377,000 |
| Income tax | 402,000 | 814,000 | 1,090,000 | 1,498,000 |
| Net income | 777,000 | 1,566,000 | 2,103,000 | 2,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,094,000 | 19,083,000 | 18,820,000 | 18,796,000 |
| Total capital | 21,695,000 | 21,683,000 | 21,400,000 | 21,460,000 |
| Risk-weighted assets | 207,217,000 | 207,471,000 | 205,709,000 | 212,936,000 |