Call reports 2005
CAPITOL NATIONAL BANK — 2005
What CAPITOL NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 235,076,000 | 250,979,000 | 244,770,000 | 246,187,000 |
| Total loans | 198,360,000 | 202,448,000 | 202,208,000 | 198,328,000 |
| Allowance for loan losses | 2,599,000 | 2,492,000 | 2,710,000 | 3,233,000 |
| Securities available for sale | 507,000 | 505,000 | 503,000 | 501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,360,000 | 227,571,000 | 220,832,000 | 222,207,000 |
| Interest-bearing deposits | 169,582,000 | 180,775,000 | 174,433,000 | 175,951,000 |
| Noninterest-bearing deposits | 41,778,000 | 46,796,000 | 46,400,000 | 46,256,000 |
| Equity capital | 18,299,000 | 18,671,000 | 19,061,000 | 19,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,517,000 | 7,317,000 | 11,323,000 | 15,316,000 |
| Interest expense | 809,000 | 1,852,000 | 3,010,000 | 4,302,000 |
| Net interest income | 2,708,000 | 5,465,000 | 8,313,000 | 11,014,000 |
| Noninterest income | 218,000 | 471,000 | 634,000 | 801,000 |
| Noninterest expense | 1,403,000 | 2,822,000 | 4,159,000 | 5,521,000 |
| Provision for loan losses | 180,000 | 294,000 | 464,000 | 971,000 |
| Pretax income | 1,343,000 | 2,820,000 | 4,324,000 | 5,323,000 |
| Income tax | 455,000 | 959,000 | 1,471,000 | 1,813,000 |
| Net income | 888,000 | 1,861,000 | 2,853,000 | 3,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,294,000 | 18,668,000 | 19,060,000 | 19,117,000 |
| Total capital | 20,776,000 | 21,160,000 | 21,598,000 | 21,663,000 |
| Risk-weighted assets | 198,420,000 | 202,104,000 | 202,848,000 | 203,023,000 |