Call reports 2004
CAPITOL NATIONAL BANK — 2004
What CAPITOL NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 224,923,000 | 226,094,000 | 222,666,000 | 228,661,000 |
| Total loans | 186,052,000 | 188,692,000 | 197,067,000 | 200,440,000 |
| Allowance for loan losses | 2,331,000 | 2,467,000 | 2,526,000 | 2,723,000 |
| Securities available for sale | 1,038,000 | 1,022,000 | 519,000 | 513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,394,000 | 204,600,000 | 200,617,000 | 205,731,000 |
| Interest-bearing deposits | 160,928,000 | 159,226,000 | 158,051,000 | 163,525,000 |
| Noninterest-bearing deposits | 42,466,000 | 45,374,000 | 42,566,000 | 42,206,000 |
| Equity capital | 16,795,000 | 17,140,000 | 17,521,000 | 18,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,169,000 | 6,328,000 | 9,639,000 | 13,110,000 |
| Interest expense | 595,000 | 1,197,000 | 1,848,000 | 2,557,000 |
| Net interest income | 2,574,000 | 5,131,000 | 7,791,000 | 10,553,000 |
| Noninterest income | 213,000 | 412,000 | 574,000 | 752,000 |
| Noninterest expense | 1,231,000 | 2,490,000 | 3,726,000 | 4,927,000 |
| Provision for loan losses | 250,000 | 448,000 | 693,000 | 923,000 |
| Pretax income | 1,306,000 | 2,605,000 | 3,946,000 | 5,455,000 |
| Income tax | 440,000 | 884,000 | 1,341,000 | 1,853,000 |
| Net income | 866,000 | 1,721,000 | 2,605,000 | 3,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,771,000 | 17,126,000 | 17,509,000 | 18,007,000 |
| Total capital | 19,102,000 | 19,505,000 | 19,956,000 | 20,486,000 |
| Risk-weighted assets | 189,523,000 | 190,206,000 | 195,641,000 | 198,091,000 |