Call reports 2003
CAPITOL NATIONAL BANK — 2003
What CAPITOL NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 211,847,000 | 205,789,000 | 198,132,000 | 221,413,000 |
| Total loans | 168,877,000 | 177,265,000 | 170,000,000 | 180,656,000 |
| Allowance for loan losses | 2,308,000 | 2,293,000 | 2,321,000 | 2,211,000 |
| Securities available for sale | 1,566,000 | 1,569,000 | 1,055,000 | 1,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,615,000 | 185,469,000 | 177,138,000 | 200,023,000 |
| Interest-bearing deposits | 150,732,000 | 147,140,000 | 140,422,000 | 158,723,000 |
| Noninterest-bearing deposits | 40,883,000 | 38,329,000 | 36,716,000 | 41,300,000 |
| Equity capital | 15,069,000 | 15,454,000 | 15,940,000 | 16,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,257,000 | 6,336,000 | 9,403,000 | 12,475,000 |
| Interest expense | 789,000 | 1,526,000 | 2,155,000 | 2,757,000 |
| Net interest income | 2,468,000 | 4,810,000 | 7,248,000 | 9,718,000 |
| Noninterest income | 152,000 | 350,000 | 523,000 | 745,000 |
| Noninterest expense | 1,148,000 | 2,299,000 | 3,445,000 | 4,602,000 |
| Provision for loan losses | 190,000 | 321,000 | 357,000 | 457,000 |
| Pretax income | 1,282,000 | 2,540,000 | 3,969,000 | 5,404,000 |
| Income tax | 433,000 | 858,000 | 1,343,000 | 1,828,000 |
| Net income | 849,000 | 1,682,000 | 2,626,000 | 3,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,029,000 | 15,412,000 | 15,906,000 | 16,405,000 |
| Total capital | 17,168,000 | 17,571,000 | 18,039,000 | 18,616,000 |
| Risk-weighted assets | 170,914,000 | 172,591,000 | 170,413,000 | 185,366,000 |