Call reports 2002
CAPITOL NATIONAL BANK — 2002
What CAPITOL NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 178,049,000 | 184,552,000 | 200,804,000 | 206,109,000 |
| Total loans | 148,185,000 | 154,601,000 | 159,824,000 | 167,608,000 |
| Allowance for loan losses | 2,080,000 | 2,202,000 | 2,212,000 | 2,322,000 |
| Securities available for sale | 2,621,000 | 2,044,000 | 1,568,000 | 1,570,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,598,000 | 162,515,000 | 181,713,000 | 186,631,000 |
| Interest-bearing deposits | 143,216,000 | 125,648,000 | 139,650,000 | 147,018,000 |
| Noninterest-bearing deposits | 16,382,000 | 36,867,000 | 42,063,000 | 39,613,000 |
| Equity capital | 13,483,000 | 13,810,000 | 14,226,000 | 14,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,974,000 | 6,055,000 | 9,147,000 | 12,305,000 |
| Interest expense | 849,000 | 1,675,000 | 2,548,000 | 3,393,000 |
| Net interest income | 2,125,000 | 4,380,000 | 6,599,000 | 8,912,000 |
| Noninterest income | 146,000 | 280,000 | 523,000 | 728,000 |
| Noninterest expense | 1,023,000 | 2,096,000 | 3,126,000 | 4,165,000 |
| Provision for loan losses | 134,000 | 330,000 | 515,000 | 676,000 |
| Pretax income | 1,114,000 | 2,234,000 | 3,481,000 | 4,799,000 |
| Income tax | 374,000 | 752,000 | 1,174,000 | 1,623,000 |
| Net income | 740,000 | 1,482,000 | 2,307,000 | 3,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,472,000 | 13,787,000 | 14,186,000 | 14,630,000 |
| Total capital | 15,280,000 | 15,709,000 | 16,175,000 | 16,704,000 |
| Risk-weighted assets | 144,406,000 | 153,477,000 | 158,872,000 | 165,695,000 |