Call reports 2001
CAPITOL NATIONAL BANK — 2001
What CAPITOL NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 154,330,000 | 158,760,000 | 168,353,000 | 173,166,000 |
| Total loans | 133,359,000 | 135,095,000 | 137,403,000 | 149,284,000 |
| Allowance for loan losses | 1,861,000 | 1,925,000 | 2,001,000 | 1,983,000 |
| Securities available for sale | 2,974,000 | 3,103,000 | 3,153,000 | 2,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,144,000 | 142,613,000 | 150,833,000 | 155,319,000 |
| Interest-bearing deposits | 127,188,000 | 128,334,000 | 141,541,000 | 135,129,000 |
| Noninterest-bearing deposits | 10,956,000 | 14,279,000 | 9,292,000 | 20,190,000 |
| Equity capital | 11,297,000 | 11,530,000 | 12,869,000 | 13,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,282,000 | 6,449,000 | 9,659,000 | 12,664,000 |
| Interest expense | 1,450,000 | 2,730,000 | 3,921,000 | 4,896,000 |
| Net interest income | 1,832,000 | 3,719,000 | 5,738,000 | 7,768,000 |
| Noninterest income | 153,000 | 271,000 | 415,000 | 532,000 |
| Noninterest expense | 969,000 | 1,951,000 | 2,911,000 | 3,849,000 |
| Provision for loan losses | 133,000 | 233,000 | 348,000 | 453,000 |
| Pretax income | 883,000 | 1,806,000 | 2,894,000 | 3,998,000 |
| Income tax | 306,000 | 612,000 | 980,000 | 1,351,000 |
| Net income | 577,000 | 1,194,000 | 1,914,000 | 2,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,308,000 | 11,524,000 | 12,844,000 | 13,155,000 |
| Total capital | 12,903,000 | 13,154,000 | 14,520,000 | 14,984,000 |
| Risk-weighted assets | 127,611,000 | 130,109,000 | 133,749,000 | 146,202,000 |