Call reports 2006
COMMUNITY BANK — 2006
What COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,801,000 | 76,912,000 | 81,237,000 | 77,822,000 |
| Total loans | 36,624,000 | 37,763,000 | 37,096,000 | 36,345,000 |
| Allowance for loan losses | 326,000 | 334,000 | 338,000 | 343,000 |
| Securities available for sale | 23,324,000 | 23,808,000 | 23,244,000 | 20,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,454,000 | 69,514,000 | 73,506,000 | 70,438,000 |
| Interest-bearing deposits | 69,375,000 | 65,549,000 | 67,585,000 | 62,173,000 |
| Noninterest-bearing deposits | 4,079,000 | 3,966,000 | 5,921,000 | 8,265,000 |
| Equity capital | 6,874,000 | 6,885,000 | 7,195,000 | 7,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,892,000 | 2,846,000 | 3,762,000 |
| Interest expense | 412,000 | 853,000 | 1,327,000 | 1,823,000 |
| Net interest income | 544,000 | 1,039,000 | 1,519,000 | 1,939,000 |
| Noninterest income | 66,000 | 131,000 | 192,000 | 235,000 |
| Noninterest expense | 493,000 | 941,000 | 1,406,000 | 2,166,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 22,000 |
| Pretax income | 113,000 | 219,000 | 289,000 | -12,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 219,000 | 289,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,380,000 | 7,486,000 | 7,557,000 | 7,254,000 |
| Total capital | 7,706,000 | 7,821,000 | 7,895,000 | 7,597,000 |
| Risk-weighted assets | 37,506,000 | 37,608,000 | 37,730,000 | 48,065,000 |