Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,936,000 | 79,955,000 | 81,177,000 | 85,500,000 |
| Total loans | 40,427,000 | 39,456,000 | 38,434,000 | 37,131,000 |
| Allowance for loan losses | 417,000 | 413,000 | 401,000 | 397,000 |
| Securities available for sale | 22,165,000 | 23,015,000 | 23,780,000 | 26,905,000 |
| Securities held to maturity | 903,000 | 858,000 | 1,130,000 | 1,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,608,000 | 73,190,000 | 73,691,000 | 78,113,000 |
| Interest-bearing deposits | 71,991,000 | 69,749,000 | 69,737,000 | 72,767,000 |
| Noninterest-bearing deposits | 3,617,000 | 3,441,000 | 3,954,000 | 5,346,000 |
| Equity capital | 5,478,000 | 5,887,000 | 6,287,000 | 6,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,304,000 | 3,425,000 | 4,496,000 |
| Interest expense | 538,000 | 1,079,000 | 1,617,000 | 2,120,000 |
| Net interest income | 600,000 | 1,225,000 | 1,808,000 | 2,376,000 |
| Noninterest income | 82,000 | 162,000 | 236,000 | 328,000 |
| Noninterest expense | 626,000 | 1,140,000 | 1,607,000 | 2,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 379,000 | 628,000 | 840,000 |
| Income tax | 51,000 | 121,000 | 170,000 | 252,000 |
| Net income | 120,000 | 258,000 | 458,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,389,000 | 5,527,000 | 5,727,000 | 5,857,000 |
| Total capital | 5,806,000 | 5,940,000 | 6,128,000 | 6,254,000 |
| Risk-weighted assets | 39,840,000 | 38,707,000 | 38,161,000 | 38,486,000 |