Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,436,000 | 69,763,000 | 67,198,000 | 74,232,000 |
| Total loans | 37,260,000 | 40,000,000 | 41,977,000 | 41,903,000 |
| Allowance for loan losses | 372,000 | 398,000 | 398,000 | 425,000 |
| Securities available for sale | 18,532,000 | 17,987,000 | 17,762,000 | 16,891,000 |
| Securities held to maturity | 978,000 | 957,000 | 903,000 | 903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,621,000 | 63,585,000 | 60,498,000 | 68,175,000 |
| Interest-bearing deposits | 61,452,000 | 59,161,000 | 56,480,000 | 62,560,000 |
| Noninterest-bearing deposits | 3,169,000 | 4,424,000 | 4,018,000 | 5,615,000 |
| Equity capital | 5,156,000 | 5,247,000 | 5,559,000 | 5,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,403,000 | 3,598,000 | 4,729,000 |
| Interest expense | 667,000 | 1,278,000 | 1,851,000 | 2,396,000 |
| Net interest income | 541,000 | 1,125,000 | 1,747,000 | 2,333,000 |
| Noninterest income | 63,000 | 133,000 | 197,000 | 270,000 |
| Noninterest expense | 455,000 | 920,000 | 1,419,000 | 1,849,000 |
| Provision for loan losses | 5,000 | 30,000 | 30,000 | 76,000 |
| Pretax income | 172,000 | 337,000 | 525,000 | 709,000 |
| Income tax | 47,000 | 72,000 | 117,000 | 189,000 |
| Net income | 125,000 | 265,000 | 408,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,939,000 | 5,044,000 | 5,187,000 | 5,299,000 |
| Total capital | 5,311,000 | 5,442,000 | 5,585,000 | 5,724,000 |
| Risk-weighted assets | 35,674,000 | 36,624,000 | 37,604,000 | 39,491,000 |