Call reports 2013
FIRST NATIONAL BANK OF OGDEN, THE — 2013
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,891,000 | 104,936,000 | 106,312,000 | 103,094,000 |
| Total loans | 57,523,000 | 57,335,000 | 61,860,000 | 61,650,000 |
| Allowance for loan losses | 599,000 | 963,000 | 968,000 | 819,000 |
| Securities available for sale | 12,823,000 | 13,836,000 | 14,116,000 | 13,252,000 |
| Securities held to maturity | 12,017,000 | 11,972,000 | 11,927,000 | 11,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,251,000 | 96,721,000 | 96,748,000 | 93,069,000 |
| Interest-bearing deposits | 82,942,000 | 83,008,000 | 83,409,000 | 78,416,000 |
| Noninterest-bearing deposits | 14,309,000 | 13,713,000 | 13,339,000 | 14,653,000 |
| Equity capital | 7,521,000 | 7,213,000 | 8,559,000 | 9,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,594,000 | 2,430,000 | 3,281,000 |
| Interest expense | 68,000 | 132,000 | 194,000 | 253,000 |
| Net interest income | 734,000 | 1,462,000 | 2,236,000 | 3,028,000 |
| Noninterest income | 89,000 | 171,000 | 266,000 | 374,000 |
| Noninterest expense | 557,000 | 1,130,000 | 1,670,000 | 2,234,000 |
| Provision for loan losses | 15,000 | 1,123,000 | 1,275,000 | 1,130,000 |
| Pretax income | 251,000 | -620,000 | -443,000 | 38,000 |
| Income tax | 75,000 | -148,000 | -115,000 | -16,000 |
| Net income | 176,000 | -472,000 | -328,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,480,000 | 7,232,000 | 8,625,000 | 9,007,000 |
| Total capital | 7,551,000 | 7,373,000 | 8,793,000 | 9,184,000 |
| Risk-weighted assets | 55,441,000 | 53,997,000 | 58,648,000 | 60,706,000 |