Call reports 2012
FIRST NATIONAL BANK OF OGDEN, THE — 2012
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,474,000 | 97,935,000 | 98,796,000 | 101,069,000 |
| Total loans | 52,257,000 | 55,659,000 | 62,133,000 | 61,089,000 |
| Allowance for loan losses | 533,000 | 546,000 | 571,000 | 584,000 |
| Securities available for sale | 16,096,000 | 14,626,000 | 12,618,000 | 11,599,000 |
| Securities held to maturity | 9,169,000 | 11,154,000 | 12,697,000 | 11,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,301,000 | 89,688,000 | 90,303,000 | 92,444,000 |
| Interest-bearing deposits | 76,561,000 | 76,837,000 | 78,574,000 | 78,634,000 |
| Noninterest-bearing deposits | 12,740,000 | 12,851,000 | 11,729,000 | 13,810,000 |
| Equity capital | 7,051,000 | 7,136,000 | 7,292,000 | 7,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,661,000 | 2,585,000 | 3,513,000 |
| Interest expense | 97,000 | 184,000 | 264,000 | 344,000 |
| Net interest income | 725,000 | 1,477,000 | 2,321,000 | 3,169,000 |
| Noninterest income | 85,000 | 157,000 | 251,000 | 363,000 |
| Noninterest expense | 540,000 | 1,077,000 | 1,596,000 | 2,128,000 |
| Provision for loan losses | 9,000 | 21,000 | 49,000 | 64,000 |
| Pretax income | 261,000 | 536,000 | 927,000 | 1,340,000 |
| Income tax | 70,000 | 157,000 | 291,000 | 434,000 |
| Net income | 191,000 | 379,000 | 636,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,988,000 | 7,076,000 | 7,232,000 | 7,404,000 |
| Total capital | 7,012,000 | 7,109,000 | 7,284,000 | 7,460,000 |
| Risk-weighted assets | 52,816,000 | 56,171,000 | 62,941,000 | 61,860,000 |