Call reports 2011
FIRST NATIONAL BANK OF OGDEN, THE — 2011
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 94,925,000 | 96,076,000 | 93,148,000 | 92,311,000 |
| Total loans | 50,512,000 | 51,309,000 | 54,944,000 | 53,611,000 |
| Allowance for loan losses | 525,000 | 533,000 | 542,000 | 546,000 |
| Securities available for sale | 21,631,000 | 20,695,000 | 18,176,000 | 16,139,000 |
| Securities held to maturity | 4,970,000 | 6,556,000 | 6,531,000 | 8,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,167,000 | 88,162,000 | 85,108,000 | 84,198,000 |
| Interest-bearing deposits | 74,740,000 | 77,155,000 | 73,960,000 | 72,088,000 |
| Noninterest-bearing deposits | 12,427,000 | 11,007,000 | 11,148,000 | 12,110,000 |
| Equity capital | 6,607,000 | 6,769,000 | 6,868,000 | 6,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,697,000 | 2,583,000 | 3,466,000 |
| Interest expense | 150,000 | 285,000 | 408,000 | 518,000 |
| Net interest income | 699,000 | 1,412,000 | 2,175,000 | 2,948,000 |
| Noninterest income | 88,000 | 180,000 | 298,000 | 403,000 |
| Noninterest expense | 534,000 | 1,049,000 | 1,631,000 | 2,188,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 34,000 |
| Pretax income | 244,000 | 525,000 | 815,000 | 1,129,000 |
| Income tax | 75,000 | 161,000 | 254,000 | 356,000 |
| Net income | 169,000 | 364,000 | 561,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,583,000 | 6,688,000 | 6,785,000 | 6,897,000 |
| Total capital | 6,649,000 | 6,758,000 | 6,859,000 | 6,966,000 |
| Risk-weighted assets | 50,516,000 | 51,107,000 | 55,080,000 | 54,465,000 |