Call reports 2010
FIRST NATIONAL BANK OF OGDEN, THE — 2010
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,011,000 | 90,724,000 | 92,926,000 | 86,398,000 |
| Total loans | 52,925,000 | 53,731,000 | 52,318,000 | 54,665,000 |
| Allowance for loan losses | 483,000 | 497,000 | 507,000 | 517,000 |
| Securities available for sale | 17,854,000 | 17,191,000 | 16,419,000 | 16,416,000 |
| Securities held to maturity | 5,859,000 | 5,836,000 | 5,714,000 | 4,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,695,000 | 83,180,000 | 85,270,000 | 78,677,000 |
| Interest-bearing deposits | 68,022,000 | 72,517,000 | 74,243,000 | 67,655,000 |
| Noninterest-bearing deposits | 10,673,000 | 10,663,000 | 11,027,000 | 11,022,000 |
| Equity capital | 6,171,000 | 6,382,000 | 6,474,000 | 6,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,947,000 | 2,874,000 | 3,814,000 |
| Interest expense | 226,000 | 437,000 | 641,000 | 818,000 |
| Net interest income | 727,000 | 1,510,000 | 2,233,000 | 2,996,000 |
| Noninterest income | 104,000 | 208,000 | 321,000 | 435,000 |
| Noninterest expense | 486,000 | 984,000 | 1,501,000 | 2,019,000 |
| Provision for loan losses | 6,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 339,000 | 713,000 | 1,021,000 | 1,370,000 |
| Income tax | 113,000 | 236,000 | 336,000 | 454,000 |
| Net income | 226,000 | 477,000 | 685,000 | 916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,224,000 | 6,350,000 | 6,433,000 | 6,539,000 |
| Total capital | 6,707,000 | 6,420,000 | 6,506,000 | 6,616,000 |
| Risk-weighted assets | 53,421,000 | 53,838,000 | 52,548,000 | 53,175,000 |