Call reports 2009
FIRST NATIONAL BANK OF OGDEN, THE — 2009
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,802,000 | 84,282,000 | 83,493,000 | 84,424,000 |
| Total loans | 54,190,000 | 54,293,000 | 56,543,000 | 55,471,000 |
| Allowance for loan losses | 403,000 | 438,000 | 459,000 | 477,000 |
| Securities available for sale | 12,057,000 | 14,812,000 | 13,510,000 | 12,703,000 |
| Securities held to maturity | 4,193,000 | 5,239,000 | 5,214,000 | 4,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,471,000 | 76,927,000 | 76,107,000 | 76,943,000 |
| Interest-bearing deposits | 64,539,000 | 68,206,000 | 67,783,000 | 66,825,000 |
| Noninterest-bearing deposits | 8,932,000 | 8,721,000 | 8,324,000 | 10,118,000 |
| Equity capital | 5,976,000 | 6,032,000 | 6,109,000 | 6,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,205,000 | 3,291,000 | 4,485,000 |
| Interest expense | 318,000 | 606,000 | 879,000 | 1,136,000 |
| Net interest income | 758,000 | 1,599,000 | 2,412,000 | 3,349,000 |
| Noninterest income | 93,000 | 201,000 | 314,000 | 441,000 |
| Noninterest expense | 455,000 | 991,000 | 1,488,000 | 2,034,000 |
| Provision for loan losses | 16,000 | 33,000 | 53,000 | 73,000 |
| Pretax income | 380,000 | 776,000 | 1,185,000 | 1,683,000 |
| Income tax | 128,000 | 266,000 | 404,000 | 582,000 |
| Net income | 252,000 | 510,000 | 781,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,824,000 | 5,932,000 | 6,053,000 | 6,223,000 |
| Total capital | 6,227,000 | 6,370,000 | 6,512,000 | 6,700,000 |
| Risk-weighted assets | 54,836,000 | 55,112,000 | 57,126,000 | 56,737,000 |