Call reports 2007
FIRST NATIONAL BANK OF OGDEN, THE — 2007
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 71,763,000 | 73,989,000 | 73,830,000 | 74,189,000 |
| Total loans | 39,401,000 | 39,798,000 | 41,817,000 | 44,508,000 |
| Allowance for loan losses | 408,000 | 406,000 | 384,000 | 394,000 |
| Securities available for sale | 22,854,000 | 20,584,000 | 20,323,000 | 20,501,000 |
| Securities held to maturity | 4,179,000 | 4,159,000 | 4,435,000 | 3,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,257,000 | 67,508,000 | 66,226,000 | 66,724,000 |
| Interest-bearing deposits | 57,694,000 | 59,645,000 | 58,969,000 | 57,606,000 |
| Noninterest-bearing deposits | 7,563,000 | 7,863,000 | 7,257,000 | 9,118,000 |
| Equity capital | 4,897,000 | 4,949,000 | 5,214,000 | 5,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,163,000 | 3,312,000 | 4,495,000 |
| Interest expense | 511,000 | 1,020,000 | 1,551,000 | 2,058,000 |
| Net interest income | 563,000 | 1,143,000 | 1,761,000 | 2,437,000 |
| Noninterest income | 115,000 | 213,000 | 304,000 | 428,000 |
| Noninterest expense | 416,000 | 811,000 | 1,228,000 | 1,647,000 |
| Provision for loan losses | 12,000 | 24,000 | 24,000 | 36,000 |
| Pretax income | 250,000 | 521,000 | 813,000 | 1,182,000 |
| Income tax | 72,000 | 150,000 | 222,000 | 333,000 |
| Net income | 178,000 | 371,000 | 591,000 | 849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,918,000 | 5,011,000 | 5,131,000 | 5,264,000 |
| Total capital | 5,326,000 | 5,417,000 | 5,515,000 | 5,658,000 |
| Risk-weighted assets | 40,370,000 | 41,367,000 | 43,054,000 | 44,496,000 |