Call reports 2006
FIRST NATIONAL BANK OF OGDEN, THE — 2006
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,552,000 | 68,396,000 | 68,482,000 | 70,000,000 |
| Total loans | 38,003,000 | 37,678,000 | 39,342,000 | 37,520,000 |
| Allowance for loan losses | 421,000 | 404,000 | 399,000 | 394,000 |
| Securities available for sale | 16,494,000 | 15,898,000 | 16,031,000 | 18,353,000 |
| Securities held to maturity | 4,267,000 | 5,090,000 | 5,058,000 | 4,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,960,000 | 61,215,000 | 61,829,000 | 63,315,000 |
| Interest-bearing deposits | 52,420,000 | 54,164,000 | 53,694,000 | 56,169,000 |
| Noninterest-bearing deposits | 8,540,000 | 7,051,000 | 8,135,000 | 7,146,000 |
| Equity capital | 4,753,000 | 4,734,000 | 4,826,000 | 4,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,891,000 | 2,914,000 | 3,976,000 |
| Interest expense | 350,000 | 741,000 | 1,167,000 | 1,641,000 |
| Net interest income | 577,000 | 1,150,000 | 1,747,000 | 2,335,000 |
| Noninterest income | 83,000 | 190,000 | 285,000 | 402,000 |
| Noninterest expense | 433,000 | 865,000 | 1,307,000 | 1,729,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 215,000 | 451,000 | 689,000 | 960,000 |
| Income tax | 67,000 | 141,000 | 193,000 | 266,000 |
| Net income | 148,000 | 310,000 | 496,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,869,000 | 4,881,000 | 4,867,000 | 4,840,000 |
| Total capital | 5,290,000 | 5,285,000 | 5,266,000 | 5,234,000 |
| Risk-weighted assets | 38,032,000 | 38,495,000 | 40,420,000 | 39,200,000 |