Call reports 2005
FIRST NATIONAL BANK OF OGDEN, THE — 2005
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 65,947,000 | 68,928,000 | 69,130,000 | 67,509,000 |
| Total loans | 39,483,000 | 39,684,000 | 41,156,000 | 40,845,000 |
| Allowance for loan losses | 421,000 | 410,000 | 409,000 | 405,000 |
| Securities available for sale | 15,295,000 | 15,848,000 | 14,336,000 | 16,581,000 |
| Securities held to maturity | 5,261,000 | 5,232,000 | 5,206,000 | 4,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,983,000 | 61,123,000 | 61,177,000 | 59,674,000 |
| Interest-bearing deposits | 47,269,000 | 52,096,000 | 52,670,000 | 50,981,000 |
| Noninterest-bearing deposits | 10,714,000 | 9,027,000 | 8,507,000 | 8,693,000 |
| Equity capital | 4,644,000 | 4,713,000 | 4,714,000 | 4,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,553,000 | 2,446,000 | 3,383,000 |
| Interest expense | 212,000 | 456,000 | 743,000 | 1,055,000 |
| Net interest income | 538,000 | 1,097,000 | 1,703,000 | 2,328,000 |
| Noninterest income | 84,000 | 175,000 | 278,000 | 390,000 |
| Noninterest expense | 391,000 | 795,000 | 1,214,000 | 1,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 477,000 | 767,000 | 1,097,000 |
| Income tax | 74,000 | 143,000 | 226,000 | 314,000 |
| Net income | 157,000 | 334,000 | 541,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,769,000 | 4,797,000 | 4,804,000 | 4,821,000 |
| Total capital | 5,190,000 | 5,207,000 | 5,213,000 | 5,226,000 |
| Risk-weighted assets | 37,591,000 | 38,473,000 | 41,020,000 | 39,675,000 |