Call reports 2004
FIRST NATIONAL BANK OF OGDEN, THE — 2004
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 65,048,000 | 65,954,000 | 70,685,000 | 67,508,000 |
| Total loans | 39,000,000 | 39,878,000 | 41,852,000 | 41,261,000 |
| Allowance for loan losses | 422,000 | 422,000 | 423,000 | 421,000 |
| Securities available for sale | 15,842,000 | 14,416,000 | 15,713,000 | 15,887,000 |
| Securities held to maturity | 4,396,000 | 4,664,000 | 4,643,000 | 4,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,818,000 | 57,885,000 | 62,471,000 | 59,350,000 |
| Interest-bearing deposits | 48,719,000 | 50,259,000 | 55,169,000 | 50,505,000 |
| Noninterest-bearing deposits | 8,099,000 | 7,626,000 | 7,302,000 | 8,845,000 |
| Equity capital | 4,551,000 | 4,492,000 | 4,597,000 | 4,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,465,000 | 2,209,000 | 2,984,000 |
| Interest expense | 183,000 | 362,000 | 559,000 | 761,000 |
| Net interest income | 551,000 | 1,103,000 | 1,650,000 | 2,223,000 |
| Noninterest income | 89,000 | 186,000 | 291,000 | 399,000 |
| Noninterest expense | 409,000 | 815,000 | 1,227,000 | 1,626,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 475,000 | 715,000 | 997,000 |
| Income tax | 68,000 | 134,000 | 201,000 | 290,000 |
| Net income | 163,000 | 341,000 | 514,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,494,000 | 4,546,000 | 4,620,000 | 4,713,000 |
| Total capital | 4,916,000 | 4,968,000 | 5,043,000 | 5,134,000 |
| Risk-weighted assets | 38,090,000 | 38,803,000 | 40,397,000 | 39,290,000 |