Call reports 2003
FIRST NATIONAL BANK OF OGDEN, THE — 2003
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 63,016,000 | 65,943,000 | 66,253,000 | 66,086,000 |
| Total loans | 40,224,000 | 40,593,000 | 41,936,000 | 40,895,000 |
| Allowance for loan losses | 403,000 | 406,000 | 415,000 | 422,000 |
| Securities available for sale | 12,956,000 | 13,452,000 | 13,877,000 | 14,832,000 |
| Securities held to maturity | 4,371,000 | 4,338,000 | 4,308,000 | 4,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,350,000 | 57,774,000 | 57,984,000 | 57,833,000 |
| Interest-bearing deposits | 47,397,000 | 50,846,000 | 50,090,000 | 50,345,000 |
| Noninterest-bearing deposits | 7,953,000 | 6,928,000 | 7,894,000 | 7,488,000 |
| Equity capital | 4,491,000 | 4,552,000 | 4,538,000 | 4,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,636,000 | 2,462,000 | 3,251,000 |
| Interest expense | 229,000 | 447,000 | 655,000 | 852,000 |
| Net interest income | 588,000 | 1,189,000 | 1,807,000 | 2,399,000 |
| Noninterest income | 82,000 | 174,000 | 262,000 | 362,000 |
| Noninterest expense | 372,000 | 752,000 | 1,151,000 | 1,544,000 |
| Provision for loan losses | 0 | 3,000 | 12,000 | 18,000 |
| Pretax income | 298,000 | 608,000 | 906,000 | 1,199,000 |
| Income tax | 86,000 | 170,000 | 266,000 | 354,000 |
| Net income | 212,000 | 438,000 | 640,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 4,449,000 | 4,476,000 | 4,531,000 |
| Total capital | 4,801,000 | 4,855,000 | 4,891,000 | 4,953,000 |
| Risk-weighted assets | 38,387,000 | 40,003,000 | 41,229,000 | 40,409,000 |