Call reports 2002
FIRST NATIONAL BANK OF OGDEN, THE — 2002
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 63,360,000 | 62,489,000 | 62,500,000 | 62,194,000 |
| Total loans | 39,626,000 | 37,973,000 | 40,274,000 | 41,812,000 |
| Allowance for loan losses | 383,000 | 392,000 | 403,000 | 403,000 |
| Securities available for sale | 14,382,000 | 15,001,000 | 13,042,000 | 12,523,000 |
| Securities held to maturity | 3,499,000 | 3,474,000 | 3,446,000 | 3,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,477,000 | 55,442,000 | 55,283,000 | 54,451,000 |
| Interest-bearing deposits | 49,797,000 | 48,621,000 | 49,090,000 | 47,921,000 |
| Noninterest-bearing deposits | 6,680,000 | 6,821,000 | 6,193,000 | 6,530,000 |
| Equity capital | 4,252,000 | 4,352,000 | 4,436,000 | 4,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,796,000 | 2,663,000 | 3,529,000 |
| Interest expense | 330,000 | 622,000 | 901,000 | 1,157,000 |
| Net interest income | 597,000 | 1,174,000 | 1,762,000 | 2,372,000 |
| Noninterest income | 65,000 | 133,000 | 221,000 | 310,000 |
| Noninterest expense | 353,000 | 709,000 | 1,097,000 | 1,468,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 20,000 |
| Pretax income | 309,000 | 588,000 | 866,000 | 1,197,000 |
| Income tax | 96,000 | 191,000 | 287,000 | 350,000 |
| Net income | 213,000 | 397,000 | 579,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,251,000 | 4,285,000 | 4,317,000 | 4,436,000 |
| Total capital | 4,634,000 | 4,677,000 | 4,720,000 | 4,839,000 |
| Risk-weighted assets | 37,867,000 | 36,666,000 | 38,620,000 | 39,597,000 |