Call reports 2001
FIRST NATIONAL BANK OF OGDEN, THE — 2001
What FIRST NATIONAL BANK OF OGDEN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,046,000 | 59,979,000 | 61,415,000 | 62,287,000 |
| Total loans | 41,539,000 | 40,967,000 | 40,970,000 | 41,485,000 |
| Allowance for loan losses | 347,000 | 362,000 | 377,000 | 383,000 |
| Securities available for sale | 6,562,000 | 7,090,000 | 8,160,000 | 11,713,000 |
| Securities held to maturity | 3,711,000 | 3,549,000 | 4,220,000 | 3,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,942,000 | 53,637,000 | 54,344,000 | 55,288,000 |
| Interest-bearing deposits | 48,629,000 | 48,299,000 | 48,806,000 | 48,203,000 |
| Noninterest-bearing deposits | 6,313,000 | 5,338,000 | 5,538,000 | 7,085,000 |
| Equity capital | 4,143,000 | 4,233,000 | 4,260,000 | 4,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,279,000 | 3,348,000 | 4,338,000 |
| Interest expense | 601,000 | 1,146,000 | 1,652,000 | 2,083,000 |
| Net interest income | 547,000 | 1,133,000 | 1,696,000 | 2,255,000 |
| Noninterest income | 60,000 | 131,000 | 206,000 | 295,000 |
| Noninterest expense | 322,000 | 659,000 | 1,007,000 | 1,356,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 270,000 | 575,000 | 850,000 | 1,144,000 |
| Income tax | 86,000 | 171,000 | 257,000 | 342,000 |
| Net income | 184,000 | 404,000 | 593,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,190,000 | 4,205,000 | 4,213,000 |
| Total capital | 4,447,000 | 4,552,000 | 4,582,000 | 4,596,000 |
| Risk-weighted assets | 40,084,000 | 39,685,000 | 41,096,000 | 39,865,000 |