Call reports 2008
MANHATTAN BANK — 2008
What MANHATTAN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 103,143,000 | 106,849,000 | 114,894,000 | 116,190,000 |
| Total loans | 71,779,000 | 78,854,000 | 84,795,000 | 86,295,000 |
| Allowance for loan losses | 1,102,000 | 1,135,000 | 1,174,000 | 1,278,000 |
| Securities available for sale | 21,331,000 | 20,649,000 | 19,271,000 | 22,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,921,000 | 93,754,000 | 98,014,000 | 102,200,000 |
| Interest-bearing deposits | 75,279,000 | 78,255,000 | 81,752,000 | 86,488,000 |
| Noninterest-bearing deposits | 14,642,000 | 15,499,000 | 16,262,000 | 15,712,000 |
| Equity capital | 8,694,000 | 8,495,000 | 10,179,000 | 10,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,786,000 | 3,547,000 | 5,479,000 | 7,312,000 |
| Interest expense | 610,000 | 1,164,000 | 1,744,000 | 2,327,000 |
| Net interest income | 1,176,000 | 2,383,000 | 3,735,000 | 4,985,000 |
| Noninterest income | 165,000 | 326,000 | 495,000 | 650,000 |
| Noninterest expense | 939,000 | 1,907,000 | 2,936,000 | 3,880,000 |
| Provision for loan losses | 39,000 | 83,000 | 137,000 | 277,000 |
| Pretax income | 363,000 | 719,000 | 1,158,000 | 1,479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | 719,000 | 1,158,000 | 1,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,296,000 | 8,450,000 | 9,986,000 | 10,025,000 |
| Total capital | 9,318,000 | 9,551,000 | 11,160,000 | 11,209,000 |
| Risk-weighted assets | 81,653,000 | 88,040,000 | 94,244,000 | 94,618,000 |