Call reports 2007
MANHATTAN BANK — 2007
What MANHATTAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,236,000 | 98,201,000 | 98,151,000 | 101,665,000 |
| Total loans | 61,287,000 | 65,677,000 | 68,371,000 | 70,361,000 |
| Allowance for loan losses | 1,012,000 | 1,041,000 | 1,050,000 | 1,066,000 |
| Securities available for sale | 20,201,000 | 20,628,000 | 21,203,000 | 22,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,194,000 | 85,115,000 | 85,429,000 | 88,791,000 |
| Interest-bearing deposits | 68,241,000 | 70,804,000 | 70,628,000 | 71,346,000 |
| Noninterest-bearing deposits | 13,953,000 | 14,311,000 | 14,801,000 | 17,445,000 |
| Equity capital | 7,362,000 | 7,318,000 | 7,836,000 | 8,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,298,000 | 5,078,000 | 6,887,000 |
| Interest expense | 608,000 | 1,257,000 | 1,943,000 | 2,590,000 |
| Net interest income | 984,000 | 2,041,000 | 3,135,000 | 4,297,000 |
| Noninterest income | 147,000 | 280,000 | 431,000 | 578,000 |
| Noninterest expense | 727,000 | 1,465,000 | 2,240,000 | 3,066,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 90,000 |
| Pretax income | 374,000 | 796,000 | 1,251,000 | 1,719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 374,000 | 796,000 | 1,251,000 | 1,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,533,000 | 7,745,000 | 7,960,000 | 8,181,000 |
| Total capital | 8,416,000 | 8,672,000 | 8,915,000 | 9,170,000 |
| Risk-weighted assets | 70,540,000 | 74,012,000 | 76,287,000 | 79,071,000 |