Call reports 2006
MANHATTAN BANK — 2006
What MANHATTAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 89,289,000 | 94,839,000 | 91,514,000 | 93,616,000 |
| Total loans | 60,209,000 | 61,966,000 | 63,922,000 | 65,238,000 |
| Allowance for loan losses | 890,000 | 914,000 | 948,000 | 980,000 |
| Securities available for sale | 21,223,000 | 22,123,000 | 21,047,000 | 20,618,000 |
| Securities held to maturity | 2,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,672,000 | 79,488,000 | 78,178,000 | 80,534,000 |
| Interest-bearing deposits | 62,065,000 | 62,013,000 | 64,573,000 | 65,317,000 |
| Noninterest-bearing deposits | 15,607,000 | 17,475,000 | 13,605,000 | 15,217,000 |
| Equity capital | 6,527,000 | 6,457,000 | 6,902,000 | 7,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,389,000 | 2,867,000 | 4,407,000 | 6,017,000 |
| Interest expense | 403,000 | 872,000 | 1,411,000 | 1,990,000 |
| Net interest income | 986,000 | 1,995,000 | 2,996,000 | 4,027,000 |
| Noninterest income | 130,000 | 260,000 | 402,000 | 537,000 |
| Noninterest expense | 691,000 | 1,394,000 | 2,116,000 | 2,841,000 |
| Provision for loan losses | 30,000 | 62,000 | 97,000 | 133,000 |
| Pretax income | 395,000 | 799,000 | 1,185,000 | 1,590,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 395,000 | 799,000 | 1,185,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,926,000 | 7,098,000 | 7,253,000 | 7,426,000 |
| Total capital | 7,748,000 | 7,953,000 | 8,121,000 | 8,322,000 |
| Risk-weighted assets | 65,658,000 | 68,362,000 | 69,358,000 | 71,561,000 |