Call reports 2005
MANHATTAN BANK — 2005
What MANHATTAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 80,749,000 | 83,088,000 | 83,739,000 | 86,258,000 |
| Total loans | 47,191,000 | 51,425,000 | 54,127,000 | 56,980,000 |
| Allowance for loan losses | 781,000 | 805,000 | 834,000 | 859,000 |
| Securities available for sale | 22,769,000 | 23,493,000 | 21,966,000 | 20,646,000 |
| Securities held to maturity | 5,000 | 5,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,604,000 | 72,661,000 | 72,151,000 | 74,891,000 |
| Interest-bearing deposits | 58,117,000 | 59,066,000 | 57,234,000 | 58,040,000 |
| Noninterest-bearing deposits | 12,487,000 | 13,595,000 | 14,917,000 | 16,851,000 |
| Equity capital | 6,115,000 | 6,320,000 | 6,358,000 | 6,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,251,000 | 3,488,000 | 4,795,000 |
| Interest expense | 267,000 | 561,000 | 901,000 | 1,259,000 |
| Net interest income | 833,000 | 1,690,000 | 2,587,000 | 3,536,000 |
| Noninterest income | 99,000 | 208,000 | 324,000 | 437,000 |
| Noninterest expense | 695,000 | 1,387,000 | 2,121,000 | 2,865,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 207,000 | 452,000 | 693,000 | 981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 452,000 | 693,000 | 981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,214,000 | 6,318,000 | 6,401,000 | 6,531,000 |
| Total capital | 6,899,000 | 7,051,000 | 7,163,000 | 7,325,000 |
| Risk-weighted assets | 54,690,000 | 58,573,000 | 60,884,000 | 63,437,000 |