Call reports 2004
MANHATTAN BANK — 2004
What MANHATTAN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 74,750,000 | 75,774,000 | 76,327,000 | 78,816,000 |
| Total loans | 41,578,000 | 42,755,000 | 45,545,000 | 45,447,000 |
| Allowance for loan losses | 763,000 | 709,000 | 726,000 | 740,000 |
| Securities available for sale | 24,344,000 | 22,422,000 | 23,358,000 | 21,004,000 |
| Securities held to maturity | 7,000 | 6,000 | 6,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,008,000 | 67,665,000 | 64,075,000 | 68,266,000 |
| Interest-bearing deposits | 55,185,000 | 56,212,000 | 53,149,000 | 54,271,000 |
| Noninterest-bearing deposits | 10,823,000 | 11,453,000 | 10,926,000 | 13,995,000 |
| Equity capital | 6,431,000 | 5,757,000 | 6,304,000 | 6,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,129,000 | 3,213,000 | 4,296,000 |
| Interest expense | 207,000 | 404,000 | 609,000 | 844,000 |
| Net interest income | 868,000 | 1,725,000 | 2,604,000 | 3,452,000 |
| Noninterest income | 126,000 | 249,000 | 370,000 | 473,000 |
| Noninterest expense | 646,000 | 1,274,000 | 1,974,000 | 2,669,000 |
| Provision for loan losses | 15,000 | 30,000 | 48,000 | 72,000 |
| Pretax income | 333,000 | 670,000 | 952,000 | 1,186,000 |
| Income tax | 33,000 | 33,000 | 33,000 | 33,000 |
| Net income | 300,000 | 637,000 | 919,000 | 1,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,924,000 | 5,940,000 | 6,062,000 | 6,137,000 |
| Total capital | 6,535,000 | 6,568,000 | 6,715,000 | 6,799,000 |
| Risk-weighted assets | 48,763,000 | 50,187,000 | 52,136,000 | 52,847,000 |