Call reports 2003
MANHATTAN BANK — 2003
What MANHATTAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,492,000 | 65,077,000 | 67,021,000 | 76,934,000 |
| Total loans | 39,903,000 | 40,853,000 | 40,152,000 | 40,739,000 |
| Allowance for loan losses | 621,000 | 659,000 | 705,000 | 762,000 |
| Securities available for sale | 14,733,000 | 15,799,000 | 18,141,000 | 24,286,000 |
| Securities held to maturity | 17,000 | 13,000 | 8,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,090,000 | 56,624,000 | 59,255,000 | 69,140,000 |
| Interest-bearing deposits | 47,128,000 | 47,429,000 | 48,642,000 | 57,094,000 |
| Noninterest-bearing deposits | 9,962,000 | 9,195,000 | 10,613,000 | 12,046,000 |
| Equity capital | 5,323,000 | 5,689,000 | 5,665,000 | 5,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,040,000 | 3,093,000 | 4,133,000 |
| Interest expense | 239,000 | 466,000 | 678,000 | 900,000 |
| Net interest income | 783,000 | 1,574,000 | 2,415,000 | 3,233,000 |
| Noninterest income | 111,000 | 235,000 | 367,000 | 468,000 |
| Noninterest expense | 605,000 | 1,208,000 | 1,819,000 | 2,466,000 |
| Provision for loan losses | 36,000 | 78,000 | 123,000 | 178,000 |
| Pretax income | 258,000 | 528,000 | 845,000 | 1,068,000 |
| Income tax | 86,000 | 174,000 | 278,000 | 347,000 |
| Net income | 172,000 | 354,000 | 567,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,161,000 | 5,343,000 | 5,556,000 | 5,711,000 |
| Total capital | 5,728,000 | 5,925,000 | 6,133,000 | 6,321,000 |
| Risk-weighted assets | 45,300,000 | 46,511,000 | 46,052,000 | 48,653,000 |