Call reports 2002
MANHATTAN BANK — 2002
What MANHATTAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,849,000 | 62,749,000 | 59,953,000 | 62,315,000 |
| Total loans | 39,555,000 | 37,820,000 | 38,347,000 | 39,695,000 |
| Allowance for loan losses | 554,000 | 573,000 | 545,000 | 591,000 |
| Securities available for sale | 10,580,000 | 12,454,000 | 15,227,000 | 14,614,000 |
| Securities held to maturity | 37,000 | 37,000 | 31,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,741,000 | 56,415,000 | 52,619,000 | 54,139,000 |
| Interest-bearing deposits | 43,281,000 | 48,027,000 | 45,015,000 | 44,301,000 |
| Noninterest-bearing deposits | 8,460,000 | 8,388,000 | 7,604,000 | 9,838,000 |
| Equity capital | 4,744,000 | 4,995,000 | 5,319,000 | 5,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,077,000 | 3,134,000 | 4,176,000 |
| Interest expense | 303,000 | 598,000 | 888,000 | 1,153,000 |
| Net interest income | 733,000 | 1,479,000 | 2,246,000 | 3,023,000 |
| Noninterest income | 92,000 | 189,000 | 297,000 | 424,000 |
| Noninterest expense | 552,000 | 1,113,000 | 1,703,000 | 2,304,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 164,000 |
| Pretax income | 243,000 | 503,000 | 758,000 | 986,000 |
| Income tax | 89,000 | 180,000 | 261,000 | 338,000 |
| Net income | 154,000 | 323,000 | 497,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,755,000 | 4,924,000 | 5,098,000 | 5,249,000 |
| Total capital | 5,290,000 | 5,454,000 | 5,632,000 | 5,799,000 |
| Risk-weighted assets | 42,763,000 | 42,356,000 | 42,692,000 | 43,997,000 |