Call reports 2007
YELLOW MEDICINE COUNTY BANK — 2007
What YELLOW MEDICINE COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 78,822,000 |
| Total loans | 36,390,000 |
| Allowance for loan losses | 389,000 |
| Securities available for sale | 28,109,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 61,498,000 |
| Interest-bearing deposits | 55,256,000 |
| Noninterest-bearing deposits | 6,243,000 |
| Equity capital | 11,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 1,088,000 |
| Interest expense | 548,000 |
| Net interest income | 540,000 |
| Noninterest income | 68,000 |
| Noninterest expense | 383,000 |
| Provision for loan losses | 548,000 |
| Pretax income | -323,000 |
| Income tax | 0 |
| Net income | -323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 6,177,000 |
| Total capital | 6,566,000 |
| Risk-weighted assets | 45,710,000 |