Call reports 2002
YELLOW MEDICINE COUNTY BANK — 2002
What YELLOW MEDICINE COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 75,668,000 | 77,456,000 | 75,864,000 | 79,066,000 |
| Total loans | 51,506,000 | 49,122,000 | 48,054,000 | 45,444,000 |
| Allowance for loan losses | 653,000 | 1,017,000 | 803,000 | 791,000 |
| Securities available for sale | 17,164,000 | 21,174,000 | 19,020,000 | 22,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,522,000 | 64,966,000 | 62,533,000 | 65,352,000 |
| Interest-bearing deposits | 58,825,000 | 60,140,000 | 57,465,000 | 58,052,000 |
| Noninterest-bearing deposits | 4,697,000 | 4,826,000 | 5,068,000 | 7,300,000 |
| Equity capital | 5,764,000 | 6,218,000 | 6,828,000 | 7,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,634,000 | 3,896,000 | 5,122,000 |
| Interest expense | 496,000 | 964,000 | 1,408,000 | 1,799,000 |
| Net interest income | 858,000 | 1,670,000 | 2,488,000 | 3,323,000 |
| Noninterest income | 82,000 | 165,000 | 230,000 | 319,000 |
| Noninterest expense | 381,000 | 797,000 | 1,271,000 | 1,734,000 |
| Provision for loan losses | 1,524,000 | 1,558,000 | 1,291,000 | 1,334,000 |
| Pretax income | -965,000 | -520,000 | 253,000 | 673,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -966,000 | -521,000 | 252,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,679,000 | 5,905,000 | 6,517,000 | 6,937,000 |
| Total capital | 6,332,000 | 6,603,000 | 7,192,000 | 7,589,000 |
| Risk-weighted assets | 57,568,000 | 55,539,000 | 53,892,000 | 52,050,000 |