Call reports 2001
YELLOW MEDICINE COUNTY BANK — 2001
What YELLOW MEDICINE COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,320,000 | 86,121,000 | 81,935,000 | 83,754,000 |
| Total loans | 60,969,000 | 59,605,000 | 60,054,000 | 57,311,000 |
| Allowance for loan losses | 777,000 | 817,000 | 823,000 | 571,000 |
| Securities available for sale | 19,541,000 | 18,913,000 | 17,185,000 | 17,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,234,000 | 71,858,000 | 66,643,000 | 69,654,000 |
| Interest-bearing deposits | 67,658,000 | 66,410,000 | 61,610,000 | 61,231,000 |
| Noninterest-bearing deposits | 5,576,000 | 5,448,000 | 5,033,000 | 8,423,000 |
| Equity capital | 7,456,000 | 7,695,000 | 8,097,000 | 7,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,793,000 | 3,540,000 | 5,185,000 | 6,690,000 |
| Interest expense | 960,000 | 1,811,000 | 2,541,000 | 3,136,000 |
| Net interest income | 833,000 | 1,729,000 | 2,644,000 | 3,554,000 |
| Noninterest income | 68,000 | 168,000 | 233,000 | 312,000 |
| Noninterest expense | 407,000 | 781,000 | 1,221,000 | 1,639,000 |
| Provision for loan losses | 44,000 | 108,000 | 229,000 | 303,000 |
| Pretax income | 453,000 | 1,012,000 | 1,431,000 | 1,930,000 |
| Income tax | 44,000 | 95,000 | 23,000 | 23,000 |
| Net income | 409,000 | 917,000 | 1,408,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,216,000 | 7,418,000 | 7,715,000 | 7,409,000 |
| Total capital | 7,993,000 | 8,235,000 | 8,530,000 | 7,980,000 |
| Risk-weighted assets | 67,594,000 | 66,243,000 | 65,185,000 | 63,919,000 |