Call reports 2026
FARMERS BANK AND TRUST COMPANY — 2026
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 240,483,000 | 247,792,000 |
| Total loans | 181,280,000 | 188,394,000 |
| Allowance for loan losses | 2,273,000 | 2,379,000 |
| Securities available for sale | 40,139,000 | 43,978,000 |
| Securities held to maturity | 1,610,000 | 1,410,000 |
| Trading assets | 0 | 0 |
| Total deposits | 219,687,000 | 215,093,000 |
| Interest-bearing deposits | 176,384,000 | 170,885,000 |
| Noninterest-bearing deposits | 43,303,000 | 44,208,000 |
| Equity capital | 17,548,000 | 18,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,221,000 | 6,607,000 |
| Interest expense | 1,058,000 | 2,124,000 |
| Net interest income | 2,163,000 | 4,483,000 |
| Noninterest income | 386,000 | 787,000 |
| Noninterest expense | 1,550,000 | 3,073,000 |
| Provision for loan losses | 105,000 | 210,000 |
| Pretax income | 894,000 | 1,987,000 |
| Income tax | 0 | 0 |
| Net income | 894,000 | 1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,375,000 | 23,143,000 |