Call reports 2025
FARMERS BANK AND TRUST COMPANY — 2025
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 227,616,000 | 222,536,000 | 230,037,000 | 241,172,000 |
| Total loans | 163,254,000 | 167,080,000 | 175,548,000 | 182,960,000 |
| Allowance for loan losses | 1,979,000 | 2,056,000 | 2,112,000 | 2,174,000 |
| Securities available for sale | 42,544,000 | 41,311,000 | 40,464,000 | 41,349,000 |
| Securities held to maturity | 1,860,000 | 1,860,000 | 1,860,000 | 1,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,028,000 | 203,260,000 | 204,497,000 | 213,605,000 |
| Interest-bearing deposits | 166,798,000 | 162,014,000 | 162,754,000 | 170,200,000 |
| Noninterest-bearing deposits | 42,230,000 | 41,246,000 | 41,743,000 | 43,405,000 |
| Equity capital | 14,722,000 | 14,878,000 | 16,565,000 | 17,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,849,000 | 8,965,000 | 12,215,000 |
| Interest expense | 1,064,000 | 2,117,000 | 3,201,000 | 4,276,000 |
| Net interest income | 1,767,000 | 3,732,000 | 5,764,000 | 7,939,000 |
| Noninterest income | 438,000 | 863,000 | 1,279,000 | 1,665,000 |
| Noninterest expense | 1,462,000 | 2,915,000 | 4,400,000 | 5,989,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 668,000 | 1,530,000 | 2,418,000 | 3,315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 668,000 | 1,530,000 | 2,418,000 | 3,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,592,000 | 21,085,000 | 21,663,000 | 21,791,000 |