Call reports 2023
FARMERS BANK AND TRUST COMPANY — 2023
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 193,822,000 | 193,782,000 | 199,475,000 | 206,210,000 |
| Total loans | 121,261,000 | 123,404,000 | 127,297,000 | 132,969,000 |
| Allowance for loan losses | 1,837,000 | 1,811,000 | 1,820,000 | 1,825,000 |
| Securities available for sale | 53,617,000 | 50,746,000 | 47,750,000 | 48,188,000 |
| Securities held to maturity | 2,364,000 | 1,863,000 | 1,863,000 | 1,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,038,000 | 180,437,000 | 179,951,000 | 191,521,000 |
| Interest-bearing deposits | 133,210,000 | 135,071,000 | 138,579,000 | 150,322,000 |
| Noninterest-bearing deposits | 46,828,000 | 45,366,000 | 41,372,000 | 41,199,000 |
| Equity capital | 12,691,000 | 12,247,000 | 11,249,000 | 13,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 3,930,000 | 6,061,000 | 8,456,000 |
| Interest expense | 454,000 | 1,002,000 | 1,626,000 | 2,501,000 |
| Net interest income | 1,472,000 | 2,928,000 | 4,435,000 | 5,955,000 |
| Noninterest income | 371,000 | 739,000 | 1,116,000 | 1,513,000 |
| Noninterest expense | 1,326,000 | 2,670,000 | 4,046,000 | 5,483,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 511,000 | 985,000 | 1,487,000 | 1,885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 511,000 | 985,000 | 1,487,000 | 1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,742,000 | 19,928,000 | 20,140,000 | 19,705,000 |