Call reports 2022
FARMERS BANK AND TRUST COMPANY — 2022
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 194,075,000 | 200,643,000 | 192,635,000 | 191,398,000 |
| Total loans | 113,949,000 | 118,629,000 | 120,890,000 | 120,792,000 |
| Allowance for loan losses | 1,821,000 | 1,795,000 | 1,817,000 | 1,839,000 |
| Securities available for sale | 56,526,000 | 55,573,000 | 53,493,000 | 54,219,000 |
| Securities held to maturity | 2,372,000 | 2,369,000 | 2,367,000 | 2,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,825,000 | 186,829,000 | 180,334,000 | 178,964,000 |
| Interest-bearing deposits | 129,419,000 | 136,170,000 | 132,576,000 | 133,387,000 |
| Noninterest-bearing deposits | 48,406,000 | 50,659,000 | 47,758,000 | 45,577,000 |
| Equity capital | 15,308,000 | 12,832,000 | 11,118,000 | 11,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 3,121,000 | 4,914,000 | 6,794,000 |
| Interest expense | 200,000 | 302,000 | 533,000 | 892,000 |
| Net interest income | 1,281,000 | 2,819,000 | 4,381,000 | 5,902,000 |
| Noninterest income | 340,000 | 681,000 | 1,058,000 | 1,433,000 |
| Noninterest expense | 1,140,000 | 2,283,000 | 3,528,000 | 4,863,000 |
| Provision for loan losses | 6,000 | 12,000 | 42,000 | 72,000 |
| Pretax income | 475,000 | 1,205,000 | 1,869,000 | 2,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 475,000 | 1,205,000 | 1,869,000 | 2,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,988,000 | 19,428,000 | 19,802,000 | 19,521,000 |