Call reports 2021
FARMERS BANK AND TRUST COMPANY — 2021
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 182,391,000 | 183,888,000 | 182,552,000 | 194,936,000 |
| Total loans | 112,253,000 | 112,117,000 | 113,929,000 | 110,971,000 |
| Allowance for loan losses | 1,721,000 | 1,753,000 | 1,804,000 | 1,818,000 |
| Securities available for sale | 36,099,000 | 46,175,000 | 46,118,000 | 50,723,000 |
| Securities held to maturity | 2,378,000 | 2,376,000 | 2,374,000 | 2,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,164,000 | 155,038,000 | 153,089,000 | 167,208,000 |
| Interest-bearing deposits | 109,741,000 | 110,761,000 | 111,982,000 | 121,157,000 |
| Noninterest-bearing deposits | 44,423,000 | 44,277,000 | 41,107,000 | 46,051,000 |
| Equity capital | 19,360,000 | 19,998,000 | 20,467,000 | 18,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,158,000 | 4,876,000 | 6,465,000 |
| Interest expense | 142,000 | 283,000 | 422,000 | 564,000 |
| Net interest income | 1,367,000 | 2,875,000 | 4,454,000 | 5,901,000 |
| Noninterest income | 307,000 | 632,000 | 940,000 | 1,307,000 |
| Noninterest expense | 1,008,000 | 2,117,000 | 3,216,000 | 4,589,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 636,000 | 1,330,000 | 2,088,000 | 2,467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 636,000 | 1,330,000 | 2,088,000 | 2,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,148,000 | 19,544,000 | 20,022,000 | 18,801,000 |