Call reports 2019
FARMERS BANK AND TRUST COMPANY — 2019
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 132,088,000 | 130,254,000 | 136,033,000 | 137,050,000 |
| Total loans | 96,287,000 | 100,152,000 | 102,930,000 | 104,534,000 |
| Allowance for loan losses | 1,505,000 | 1,532,000 | 1,555,000 | 1,568,000 |
| Securities available for sale | 19,174,000 | 14,573,000 | 17,049,000 | 15,212,000 |
| Securities held to maturity | 2,099,000 | 2,096,000 | 2,094,000 | 2,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,322,000 | 107,368,000 | 104,974,000 | 108,781,000 |
| Interest-bearing deposits | 84,234,000 | 80,699,000 | 79,694,000 | 80,071,000 |
| Noninterest-bearing deposits | 27,088,000 | 26,669,000 | 25,280,000 | 28,710,000 |
| Equity capital | 18,864,000 | 19,450,000 | 19,842,000 | 19,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 2,994,000 | 4,558,000 | 6,134,000 |
| Interest expense | 172,000 | 363,000 | 567,000 | 790,000 |
| Net interest income | 1,290,000 | 2,631,000 | 3,991,000 | 5,344,000 |
| Noninterest income | 284,000 | 564,000 | 867,000 | 1,149,000 |
| Noninterest expense | 974,000 | 1,970,000 | 2,987,000 | 4,076,000 |
| Provision for loan losses | 25,000 | 50,000 | 74,000 | 99,000 |
| Pretax income | 575,000 | 1,177,000 | 1,799,000 | 2,320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 575,000 | 1,177,000 | 1,799,000 | 2,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,953,000 | 19,255,000 | 19,566,000 | 18,767,000 |
| Total capital | 20,120,000 | 20,459,000 | 20,827,000 | 20,097,000 |
| Risk-weighted assets | 93,086,000 | 96,041,000 | 100,606,000 | 106,233,000 |