Call reports 2018
FARMERS BANK AND TRUST COMPANY — 2018
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 128,890,000 | 130,956,000 | 124,672,000 | 130,190,000 |
| Total loans | 95,799,000 | 97,311,000 | 94,369,000 | 97,104,000 |
| Allowance for loan losses | 1,458,000 | 1,476,000 | 1,480,000 | 1,502,000 |
| Securities available for sale | 19,946,000 | 20,897,000 | 15,072,000 | 18,813,000 |
| Securities held to maturity | 2,110,000 | 2,107,000 | 2,104,000 | 2,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,565,000 | 102,523,000 | 103,457,000 | 104,728,000 |
| Interest-bearing deposits | 78,429,000 | 77,917,000 | 77,838,000 | 79,144,000 |
| Noninterest-bearing deposits | 27,136,000 | 24,606,000 | 25,619,000 | 25,584,000 |
| Equity capital | 18,577,000 | 18,812,000 | 19,032,000 | 18,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,367,000 | 2,798,000 | 4,231,000 | 5,680,000 |
| Interest expense | 113,000 | 250,000 | 404,000 | 559,000 |
| Net interest income | 1,254,000 | 2,548,000 | 3,827,000 | 5,121,000 |
| Noninterest income | 289,000 | 544,000 | 812,000 | 1,097,000 |
| Noninterest expense | 944,000 | 1,921,000 | 2,893,000 | 3,913,000 |
| Provision for loan losses | 25,000 | 50,000 | 74,000 | 99,000 |
| Pretax income | 574,000 | 1,121,000 | 1,672,000 | 2,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 574,000 | 1,121,000 | 1,672,000 | 2,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,960,000 | 19,240,000 | 19,525,000 | 18,665,000 |
| Total capital | 20,168,000 | 20,468,000 | 20,697,000 | 19,948,000 |
| Risk-weighted assets | 96,438,000 | 97,995,000 | 93,503,000 | 102,426,000 |