Call reports 2016
FARMERS BANK AND TRUST COMPANY — 2016
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 124,762,000 | 122,502,000 | 121,150,000 | 123,831,000 |
| Total loans | 85,131,000 | 87,148,000 | 87,539,000 | 90,409,000 |
| Allowance for loan losses | 1,279,000 | 1,304,000 | 1,320,000 | 1,356,000 |
| Securities available for sale | 21,919,000 | 21,576,000 | 18,156,000 | 19,651,000 |
| Securities held to maturity | 3,151,000 | 3,148,000 | 2,991,000 | 2,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,585,000 | 97,845,000 | 96,731,000 | 100,054,000 |
| Interest-bearing deposits | 74,179,000 | 71,638,000 | 70,607,000 | 73,187,000 |
| Noninterest-bearing deposits | 28,406,000 | 26,207,000 | 26,124,000 | 26,867,000 |
| Equity capital | 19,060,000 | 19,456,000 | 19,698,000 | 18,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,487,000 | 3,731,000 | 4,985,000 |
| Interest expense | 71,000 | 144,000 | 216,000 | 285,000 |
| Net interest income | 1,172,000 | 2,343,000 | 3,515,000 | 4,700,000 |
| Noninterest income | 266,000 | 534,000 | 786,000 | 1,042,000 |
| Noninterest expense | 890,000 | 1,785,000 | 2,680,000 | 3,609,000 |
| Provision for loan losses | 25,000 | 50,000 | 74,000 | 124,000 |
| Pretax income | 523,000 | 1,045,000 | 1,552,000 | 2,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 523,000 | 1,045,000 | 1,552,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,937,000 | 19,207,000 | 19,470,000 | 18,662,000 |
| Total capital | 20,050,000 | 20,350,000 | 20,587,000 | 19,818,000 |
| Risk-weighted assets | 88,918,000 | 91,293,000 | 89,217,000 | 92,324,000 |