Call reports 2015
FARMERS BANK AND TRUST COMPANY — 2015
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 123,433,000 | 119,835,000 | 119,020,000 | 119,976,000 |
| Total loans | 71,657,000 | 74,982,000 | 79,814,000 | 83,238,000 |
| Allowance for loan losses | 1,128,000 | 1,152,000 | 1,197,000 | 1,249,000 |
| Securities available for sale | 32,076,000 | 30,414,000 | 25,177,000 | 22,529,000 |
| Securities held to maturity | 4,588,000 | 4,482,000 | 4,028,000 | 3,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,323,000 | 94,694,000 | 90,382,000 | 94,015,000 |
| Interest-bearing deposits | 76,497,000 | 72,193,000 | 68,629,000 | 68,520,000 |
| Noninterest-bearing deposits | 25,826,000 | 22,501,000 | 21,753,000 | 25,495,000 |
| Equity capital | 19,307,000 | 19,184,000 | 19,594,000 | 18,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,340,000 | 3,543,000 | 4,790,000 |
| Interest expense | 72,000 | 144,000 | 213,000 | 281,000 |
| Net interest income | 1,085,000 | 2,196,000 | 3,330,000 | 4,509,000 |
| Noninterest income | 295,000 | 553,000 | 807,000 | 1,070,000 |
| Noninterest expense | 842,000 | 1,708,000 | 2,595,000 | 3,529,000 |
| Provision for loan losses | 25,000 | 50,000 | 87,000 | 141,000 |
| Pretax income | 513,000 | 991,000 | 1,497,000 | 1,951,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 513,000 | 991,000 | 1,497,000 | 1,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,933,000 | 19,184,000 | 19,453,000 | 18,666,000 |
| Total capital | 20,035,000 | 20,223,000 | 20,521,000 | 19,773,000 |
| Risk-weighted assets | 88,139,000 | 83,000,000 | 85,341,000 | 88,450,000 |