Call reports 2014
FARMERS BANK AND TRUST COMPANY — 2014
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 117,946,000 | 115,522,000 | 114,098,000 | 118,758,000 |
| Total loans | 69,276,000 | 69,747,000 | 71,330,000 | 73,317,000 |
| Allowance for loan losses | 1,153,000 | 1,103,000 | 1,070,000 | 1,100,000 |
| Securities available for sale | 30,417,000 | 30,912,000 | 28,998,000 | 29,643,000 |
| Securities held to maturity | 6,205,000 | 4,627,000 | 3,424,000 | 2,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,999,000 | 93,898,000 | 92,252,000 | 96,611,000 |
| Interest-bearing deposits | 75,409,000 | 73,467,000 | 71,971,000 | 72,993,000 |
| Noninterest-bearing deposits | 21,590,000 | 20,430,000 | 20,281,000 | 23,618,000 |
| Equity capital | 19,099,000 | 19,765,000 | 19,923,000 | 18,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,323,000 | 3,472,000 | 4,635,000 |
| Interest expense | 95,000 | 185,000 | 268,000 | 343,000 |
| Net interest income | 1,055,000 | 2,138,000 | 3,204,000 | 4,292,000 |
| Noninterest income | 250,000 | 514,000 | 746,000 | 1,005,000 |
| Noninterest expense | 830,000 | 1,666,000 | 2,513,000 | 3,373,000 |
| Provision for loan losses | 25,000 | 49,000 | 122,000 | 97,000 |
| Pretax income | 450,000 | 937,000 | 1,342,000 | 1,854,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 937,000 | 1,342,000 | 1,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,255,000 | 19,742,000 | 19,907,000 | 18,665,000 |
| Total capital | 20,234,000 | 20,722,000 | 20,883,000 | 19,672,000 |
| Risk-weighted assets | 78,174,000 | 78,296,000 | 77,995,000 | 80,443,000 |