Call reports 2013
FARMERS BANK AND TRUST COMPANY — 2013
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,334,000 | 116,541,000 | 115,547,000 | 114,944,000 |
| Total loans | 68,279,000 | 68,561,000 | 68,714,000 | 70,277,000 |
| Allowance for loan losses | 1,105,000 | 1,113,000 | 1,119,000 | 1,117,000 |
| Securities available for sale | 32,360,000 | 30,945,000 | 28,290,000 | 27,422,000 |
| Securities held to maturity | 8,437,000 | 7,338,000 | 6,833,000 | 6,584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,648,000 | 92,346,000 | 91,363,000 | 92,754,000 |
| Interest-bearing deposits | 74,877,000 | 72,844,000 | 71,431,000 | 71,683,000 |
| Noninterest-bearing deposits | 20,772,000 | 19,502,000 | 19,932,000 | 21,071,000 |
| Equity capital | 19,689,000 | 19,204,000 | 19,120,000 | 19,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,383,000 | 3,534,000 | 4,733,000 |
| Interest expense | 120,000 | 235,000 | 339,000 | 438,000 |
| Net interest income | 1,074,000 | 2,148,000 | 3,195,000 | 4,295,000 |
| Noninterest income | 245,000 | 484,000 | 718,000 | 946,000 |
| Noninterest expense | 810,000 | 1,623,000 | 2,468,000 | 3,392,000 |
| Provision for loan losses | 45,000 | 90,000 | 93,000 | 93,000 |
| Pretax income | 464,000 | 919,000 | 1,368,000 | 1,772,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 919,000 | 1,368,000 | 1,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,912,000 | 19,126,000 | 19,355,000 | 19,539,000 |
| Total capital | 19,872,000 | 20,088,000 | 20,328,000 | 20,520,000 |
| Risk-weighted assets | 76,677,000 | 76,803,000 | 77,658,000 | 78,310,000 |