Call reports 2012
FARMERS BANK AND TRUST COMPANY — 2012
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 117,712,000 | 114,010,000 | 113,809,000 | 117,982,000 |
| Total loans | 63,902,000 | 66,390,000 | 68,007,000 | 70,334,000 |
| Allowance for loan losses | 975,000 | 1,070,000 | 1,052,000 | 1,040,000 |
| Securities available for sale | 35,252,000 | 30,775,000 | 29,237,000 | 27,124,000 |
| Securities held to maturity | 8,710,000 | 9,114,000 | 9,003,000 | 8,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,643,000 | 88,395,000 | 88,416,000 | 92,953,000 |
| Interest-bearing deposits | 75,586,000 | 72,298,000 | 70,841,000 | 72,472,000 |
| Noninterest-bearing deposits | 18,056,000 | 16,097,000 | 17,575,000 | 20,481,000 |
| Equity capital | 18,871,000 | 19,443,000 | 19,809,000 | 19,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,512,000 | 3,737,000 | 4,952,000 |
| Interest expense | 209,000 | 401,000 | 557,000 | 692,000 |
| Net interest income | 1,023,000 | 2,111,000 | 3,180,000 | 4,260,000 |
| Noninterest income | 224,000 | 456,000 | 675,000 | 891,000 |
| Noninterest expense | 763,000 | 1,499,000 | 2,280,000 | 3,119,000 |
| Provision for loan losses | 45,000 | 90,000 | 94,000 | 156,000 |
| Pretax income | 439,000 | 978,000 | 1,481,000 | 1,876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 439,000 | 978,000 | 1,481,000 | 1,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,232,000 | 18,545,000 | 18,824,000 | 18,984,000 |
| Total capital | 19,136,000 | 19,496,000 | 19,782,000 | 19,959,000 |
| Risk-weighted assets | 72,287,000 | 75,962,000 | 76,512,000 | 77,923,000 |