Call reports 2011
FARMERS BANK AND TRUST COMPANY — 2011
What FARMERS BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,324,000 | 111,922,000 | 114,142,000 | 116,272,000 |
| Total loans | 58,316,000 | 59,388,000 | 62,059,000 | 64,165,000 |
| Allowance for loan losses | 940,000 | 972,000 | 1,007,000 | 950,000 |
| Securities available for sale | 30,789,000 | 39,471,000 | 30,337,000 | 32,091,000 |
| Securities held to maturity | 7,646,000 | 7,644,000 | 7,641,000 | 8,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,007,000 | 87,938,000 | 89,624,000 | 91,991,000 |
| Interest-bearing deposits | 67,183,000 | 70,275,000 | 70,375,000 | 72,842,000 |
| Noninterest-bearing deposits | 16,824,000 | 17,663,000 | 19,249,000 | 19,149,000 |
| Equity capital | 17,985,000 | 18,708,000 | 19,173,000 | 18,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,436,000 | 3,677,000 | 4,886,000 |
| Interest expense | 226,000 | 452,000 | 675,000 | 892,000 |
| Net interest income | 975,000 | 1,984,000 | 3,002,000 | 3,994,000 |
| Noninterest income | 250,000 | 492,000 | 687,000 | 925,000 |
| Noninterest expense | 734,000 | 1,447,000 | 2,170,000 | 3,007,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 160,000 |
| Pretax income | 446,000 | 939,000 | 1,384,000 | 1,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 446,000 | 939,000 | 1,384,000 | 1,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,779,000 | 18,058,000 | 18,290,000 | 18,127,000 |
| Total capital | 18,565,000 | 18,862,000 | 19,123,000 | 19,007,000 |
| Risk-weighted assets | 62,739,000 | 64,137,000 | 66,494,000 | 70,296,000 |